Pensions and retirement planning are probably one of the most complex areas of financial advice. It seems that the rules surrounding pensions change almost weekly. And with the ageing population that we are all going to be expected to work longer.

Taking advice on starting a pension and regularly reviewing your existing schemes in light of the changing pensions landscape is essential if you want to make your retirement as comfortable and as early as possible.

There have been changes lately in state retirement ages that many seem to be unaware of. Do you know what age you get your pension? Find out from this handy calculator.