Building up a nest egg takes quite some time as I’m sure you know, but how long would your nest egg last if your income stopped, or the family’s breadwinner died.

They probably wouldn’t last as long as it took to build them up.

Think about the money you have set aside then think about the cost of;

• Mortgage
• Gas
• Electricity
• Water
• Council Tax
• TV Licence
• Food
• Petrol
• Car Insurance
• Car Loan Payments
• Credit Card Payments
• Car Insurance
• Motoring Expenses, tyres, servicing etc.
• Birthdays
• Christmas
• Clothes For you and the Kids

I’m sure there are probably a few things on that list that don’t apply to you, but I’m sure I probably missed a few that do.

For a relatively small amount of money you could probably protect your savings and your lifestyle using either Life Insurance, Critical Illness cover or income protection, or even a clever combination of all 3.

If you would like a review of the protection that you have in place then please get in touch to schedule a time that we can speak either face to face or on the phone.